UNDERSTANDING UBER INJURY LAWSUITS AND LEGAL OPTIONS: WHAT YOU SHOULD KNOW

Understanding Uber Injury Lawsuits and Legal Options: What You Should Know

Understanding Uber Injury Lawsuits and Legal Options: What You Should Know

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Uber has changed the way we travel. With just a tap on your phone, you can get a ride almost anywhere, making it incredibly convenient. However, with convenience comes risks. Crashes can still take place, and when they do, passengers may suffer injuries.

This article explores the most common injuries in Uber-related accidents, the process of determining fault, along with legal options for pursuing a claim.

Frequent Injuries from Uber Rides

Passengers in an Uber may suffer a wide range of injuries, especially during collisions or accidents. Some of the most common injuries that occur include:

Neck Injuries: Neck strain, also known as whiplash, is common in rear collisions, which can lead to significant discomfort. The symptoms may take time to surface.

Broken Bones: High-impact accidents can lead to broken arms, legs, and ribs. They may need surgery or prolonged recovery time.

Concussions and Brain Trauma: Brain injuries, including concussions, are often serious after crashes. Head injuries can affect cognition file a lawsuit against uber and health for a long time.

Back and Spinal Cord Injuries: Accidents can cause serious spinal issues, including disc herniation and paralysis. They often result in long-term pain and expensive treatments.

Muscle Tears and Ligament Damage: Muscle injuries, including sprains and tears, often occur. Despite being "minor," they can cause considerable pain and complications.

Deep Cuts and Wounds: Shattered glass or other debris from an accident may lead to severe cuts. Some of these wounds may require stitches or surgical repair.

Who Is Liable in an Uber Accident?

Understanding who is liable in an Uber injury case is often complex. Several parties may be responsible for the accident. Liability could fall on the Uber driver, other motorists, or other third parties.

Uber’s Driver: The Uber driver can be responsible for any injuries if they were at fault. This includes speeding, texting while driving, or breaking traffic laws.

Another Motorist: If another motorist causes the crash, they could bear the blame.

Uber’s Liability: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. Uber’s insurance includes a $1 million policy for accidents during trips.

Other Third Parties: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. Liability could extend beyond drivers, requiring investigation into other causes.

What Uber’s Insurance Covers in Accidents

Uber’s insurance coverage varies depending on the stage of the ride. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.

Driver Not Using the App: When the driver is offline, their personal insurance is responsible.

Driver Available for Rides: Uber provides limited insurance coverage when a driver is available but not carrying passengers. This includes up to $50,000 per person for injuries and $25,000 for property damage.

Active Uber Ride: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. The coverage includes $1 million for liability and uninsured motorists, as well as collision coverage.

Filing a Legal Claim After an Uber Accident

In severe injury cases, legal action might be the best option if insurance fails. The legal process can help victims recover lost wages, medical expenses, and damages.

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